What Is Expense Ratio?

The yearly fee a mutual fund takes, as a percentage of your investment.

Investing

It is taken out of the fund every day, so the NAV is already net of it. SEBI caps it, and direct plans charge less than regular plans because no distributor commission is paid.

A difference of 1% a year adds up: over 20 years it can cost a fifth of the final amount.

Compare demat accounts

Investing

Guides in Plain Words

Short reads that explain how it works before you decide.

All Investing guides

Money Guides4 Oct 2026 · 5 min readSIP vs Lumpsum: How Each One Works, With NumbersA SIP invests a fixed amount every month; a lumpsum invests it all at once. Here is how each works, what rupee cost averaging really does, and why the comparison people usually make is not a fair one.Read the guide →

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