What Is Demat Account?

An account that holds shares and other securities electronically.

Investing

Shares, ETFs, bonds and some mutual funds are held in a demat account with a depository (NSDL or CDSL), opened through a broker. A trading account linked to it is used to buy and sell.

Compare the account opening fee, the yearly maintenance charge and brokerage before choosing a broker.

Compare demat accounts

Investing

Guides in Plain Words

Short reads that explain how it works before you decide.

All Investing guides

Money Guides4 Oct 2026 · 5 min readSIP vs Lumpsum: How Each One Works, With NumbersA SIP invests a fixed amount every month; a lumpsum invests it all at once. Here is how each works, what rupee cost averaging really does, and why the comparison people usually make is not a fair one.Read the guide →

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