What Is Section 80C?

The income tax deduction of up to ₹1.5 lakh a year for set savings and payments, old regime only.

Tax

It covers EPF, PPF, ELSS funds, life insurance premiums, tax-saving FDs, home loan principal, children's tuition fees and more, together up to ₹1.5 lakh a year.

It is available only under the old tax regime. Under the new regime the lower slab rates replace most deductions.

Income tax calculator

Tax

Guides in Plain Words

Short reads that explain how it works before you decide.

All Tax guides

Tax15 Oct 2026 · 6 min readOld vs New Tax Regime for FY 2026-27: Three Salaries, Worked OutThe new tax regime is now the default, and for most salaried people it is also cheaper. Here is the arithmetic for salaries of Rs 12 lakh, Rs 20 lakh and Rs 30 lakh, and the one question that tells you when the old regime still wins.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.