The most you can owe on a credit card at one time.
The bank sets your limit from your income, credit history and its own rules. Every spend uses part of it and every payment frees it up again. Banks usually allow only part of the limit, often 20% to 40%, as cash.
Going over the limit is blocked unless you opt in to over-limit use, which carries a fee. Banks review limits regularly and may offer an increase when you use the card well.
Short reads that explain how it works before you decide.
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