An extra card on your account for a family member, sharing your credit limit.
Add-on cards are usually free and can go to a spouse, parent, child over 18 or sibling. Their spends appear on your statement and you are responsible for paying them.
Some banks let you set a lower limit for the add-on card. It does not build the add-on holder's own credit history.
Short reads that explain how it works before you decide.
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →Automatically organise your spending, track expenses and understand where your money goes.
