Credit Cards
HDFC Regalia Gold Credit Card Review (2026): Fees, Rewards and Lounges
Regalia Gold changed twice in 2026: a lower base reward rate and spend-based lounge access. Here is what the card earns now, what it costs, and who it still suits.
Guides
Plain guides to credit card fees, rewards, credit scores and travel.
Cashback and Rewards Cards
Cashback or Reward Points: How to Work Out a Card’s Real Value
“4 points per Rs 100” sounds better than “1.5% cashback”, but is it? Points are only worth what you can redeem them for. Here is a simple way to turn any card’s rewards into a percentage you can compare.
Credit Cards
Paying Only the Minimum Due on a Credit Card: What It Costs
The minimum due keeps your card in good standing, but it does not stop interest. On a Rs 50,000 bill, paying only the minimum takes about 17 years and over Rs 1.1 lakh in interest. Here is why, and how to get out.
Credit Cards
Airport Lounge Access on Credit Cards: What Changed
Free lounge visits are no longer a simple card perk. Banks have cut visits and added spend rules. Here is what changed on cards we list, and how to check yours.
Credit Cards
Annual Fee Waivers: How to Never Pay for Your Credit Card
Most credit card fees can be avoided. Here is how spend-based waivers work, real waiver targets from cards on SkyloFin, and what to do if you will miss one.
Credit Cards
Forex Markup Explained: What Your Card Really Costs Abroad
Most Indian credit cards add 3.5% plus GST to every foreign currency payment. Here is how forex markup works, what it really costs, and how to avoid it.
Credit Cards
How to Choose Your First Credit Card in India
Your first credit card should be simple, cheap to keep and easy to get. Here is how to pick one in five steps, without falling for big reward promises.
Credit Cards
What Is a Good CIBIL Score, and How to Raise It
Your CIBIL score runs from 300 to 900, and 750 or more opens most doors. Here is what moves it, what does not, and how to raise it step by step.
