What Is Loan Tenure?

The time over which a loan is repaid.

Loans

Personal loans usually run 1 to 5 years, car loans up to 7, and home loans up to 30. A longer tenure means a smaller EMI and much more interest in total.

Pick the shortest tenure whose EMI you can pay comfortably, and prepay when you can.

EMI calculator

Loans

Guides in Plain Words

Short reads that explain how it works before you decide.

All Loans guides

Personal Loans13 Oct 2026 · 5 min readPersonal Loan True Cost: Flat vs Reducing Rate, Fees and APRTwo personal loans can quote rates that look close and cost very different amounts. Here is how flat and reducing rates differ, what the processing fee adds, and how to read the APR on the Key Fact Statement.Read the guide →
Loans9 Aug 2026 · 3 min readWhat Is a Good CIBIL Score, and How to Raise ItYour CIBIL score runs from 300 to 900, and 750 or more opens most doors. Here is what moves it, what does not, and how to raise it step by step.Read the guide →

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