RBL Bank
RBL Bank World Safari Credit Card
Data last verified: 11 October 2026
- Joining fee₹3,000 + GST
- Annual fee₹3,000 + GST
- Reward rate0.5% base, up to 1.25% on travel
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
- Joining fee₹3,000 + GST
- Annual fee₹3,000 + GST
- Forex markup0%
- Interest (APR)3.99% a month, 47.88% a year
- Fuel surcharge waiver1%
- Fuel waiver cap₹250 a month
The World Safari charges 0% forex markup, so foreign spends cost only the exchange rate. Travel spends earn 5 Travel Points per Rs 100, about 1.25% back, and other spends earn about 0.5%. You also get travel insurance cover of USD 50,000 on international trips and 4 golf games a year.
It costs ₹3,000 a year and no spend-based waiver is stated. If you spend Rs 1 lakh abroad in a year, the saved markup alone is worth more than the fee.
It suits people who travel abroad at least once or twice a year. The catch is that the 8 domestic lounge visits need Rs 35,000 of spend in the previous quarter, and you get only 2 international visits through Priority Pass.
Best for: International travellers, People who spend in foreign currency, Golfers who travel.
01RBL Bank World Safari Credit Card Rewards and Benefits
02RBL Bank World Safari Credit Card Annual Fee and Charges
- Joining fee
- ₹3,000 + GST
- Annual fee
- ₹3,000 + GST
- Spend-based waiver
- None
- Rewards redemption fee
- ₹99 per request
- Forex markup
- 0%
- Interest rate
- 3.99% a month (47.88% a year)
- Fuel surcharge waiver
- Yes, up to ₹250 a month
- Card replacement
- Not published
03What It's Worth, in Rupees
If you spend ₹20,000 a month on this card:
- ₹5,000 on travel: flights, hotels, trains, earning 1.25%₹63
- ₹15,000 on everything else, earning 0.5%₹75
- Back each month, ₹1,656 a year₹138
- Annual fee with 18% GST−₹3,540
- It costs you each year₹1,884
Worked out from this card's reward rates, caps and fee in our data; a rate limited to named merchants is not counted here. Your own spending will differ: see what this card is worth at your spend.
Good for
- Travel: 1.25% back
- Flyers: 10 airport lounge visits a year
- Spending abroad: 0% markup, most cards add 3.5%
Skip it if…
- you spend less than ₹59,000 a month: below that the ₹3,540 fee costs more than the rewards
- most of your spending is fuel, utility bills, rent or insurance: those earn nothing on this card
- you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
- you spend a lot on government payments: the card's terms do not state a rate there, so we count nothing
- you rarely spend on travel: the 1.25% rate applies only there, everything else earns 0.5%
- you sometimes pay only the minimum due: interest of 3.99% a month (47.88% a year) outweighs any reward
04Product Details
- Joining and annual fee: ₹3,000 each
- 0% forex markup
- About 1.25% back on travel, about 0.5% on other spends
- 8 domestic lounge visits a year after ₹35,000 spend in the previous quarter
- 2 international lounge visits a year through Priority Pass
- 4 golf games a year and USD 50,000 travel insurance
05Pros and Cons
Pros
- 0% forex markup
- Lounge access in India and abroad
- Travel insurance on international trips
- Complimentary golf
Cons
- No stated fee waiver
- Only 2 international lounge visits a year
- Domestic lounges need ₹35,000 spend in the previous quarter
- Low 0.5% on non-travel spends
06How RBL Bank World Safari Credit Card earns Rewards
0.5% base, up to 1.25% on travel.
| Spend category | Rate | Monthly cap | Where it applies |
|---|---|---|---|
| UPI payments (scan and pay) | Earns nothing | - | a Visa or Mastercard card cannot pay by UPI |
| Online shopping | 0.5% | No cap | The card's normal rate |
| Dining and food delivery | 0.5% | No cap | The card's normal rate |
| Groceries | 0.5% | No cap | The card's normal rate |
| Travel: flights, hotels, trains | 1.25% | No cap | All merchants in the categoryTerms: 5 reward points per ₹100 (~1.25%) on travel; 0% forex markup. International spend earns nothing EXCEPT travel-category bookings, which still earn 5 RP per ₹100 |
| Fuel | Earns nothing | - | earns nothing on this card |
| Bills and recharges | Earns nothing | - | earns nothing on this card |
| Rent | Earns nothing | - | earns nothing on this card |
| Insurance premiums | Earns nothing | - | earns nothing on this card |
| School and college fees | 0.5% | No cap | The card's normal rate |
| Wallet top-ups | Earns nothing | - | earns nothing on this card |
| Taxes and government payments | Not stated | - | the card's terms state no rate here; many cards pay nothing on these |
| Spend abroad or in a foreign currency | Earns nothing | - | earns nothing on this card |
| Everything else | 0.5% | No cap | The card's normal rate |
Terms on the base rate. 2 reward points per ₹100 (~0.5%) on other spends
Point value. 1 point is worth about ₹0.25 at the bank's stated value.
07RBL Bank World Safari Credit Card Lounge Access and Travel
Domestic lounge access is 8 visits a year, international is 2 visits a year, through Priority Pass with Priority Pass. Spend Rs 35,000 in the previous quarter for domestic lounge access. Spending abroad carries a 0% forex markup; rewards on it: earns nothing. See what it costs on your trip
Also on the card. fuel surcharge waiver, golf privileges, insurance cover, airport lounge access, milestone bonuses.
- Fuel surcharge waiver: 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹250 a month
- Golf privileges: 4 complimentary golf rounds a year plus a free lesson each month (Mastercard variant)
- Insurance cover: Complimentary travel insurance with a USD 50,000 sum insured, personal liability, trip delay, baggage loss, loss of passport and emergency dental treatment
- Airport lounge access: 8 domestic lounge visits a year (2 per quarter, on ₹35,000 prior-quarter spend) plus Priority Pass with 2 international visits a year, and 1 extra international visit per calendar quarter on ₹50,000 of quarterly spend, visits beyond the free allowance are chargeable at up to $35 each
- Milestone bonuses: 10,000 travel reward points when eligible annual spend reaches ₹2.5 lakh
- Milestone bonuses: A further 15,000 travel reward points when eligible annual spend reaches ₹5 lakh (25,000 points in total)
- Milestone bonuses: A ₹10,000 Taj Experiences voucher when eligible annual spend reaches ₹7.5 lakh (the ₹3,000 MakeMyTrip welcome voucher is separate and one-time)
08RBL Bank World Safari Credit Card Eligibility and Documents
- Age
- 21 to 65 years
- Employment
- Salaried or self-employed
Documents. PAN card Aadhaar / address proof Income proof (salary slips or ITR)
09Recent Changes
What RBL Bank changed on this card recently. The facts on this page already reflect them.
| Date | Change | Before | Now |
|---|---|---|---|
| 7 Jan 2026 | Reduced: New 1% fee on large FASTag top-ups and toll paymentsSource: RBL Bank | No FASTag or toll transaction fee | 1% fee on any FASTag-loading or toll-payment transaction above ₹10,000 |
| 1 Jul 2025 | Reduced: Domestic lounge access spend-gated at ₹35,000/quarterSource: RBL Bank | Complimentary domestic visits (2/quarter) | Requires ₹35,000 spend in the prior calendar quarter |
| 15 Oct 2024 | Reduced: Milestone points & spend qualification excluded on many categoriesSource: RBL Bank | Most retail spends earned milestone points | Fuel, utilities, insurance, rent, education, wallet, EMI etc. excluded |
| 1 Aug 2024 | Changed: Priority Pass embedded into the card | Separate physical Priority Pass card | Access directly via the RBL credit card |
| 2019 | Changed: World Safari launched, India's first 0% forex retail travel card | - | - |
See this card's change history → · All card changes in January 2026 →
10Cards Similar to RBL Bank World Safari Credit Card
RBL Bank World Safari Credit Card is a travel card. The two below are the closest on SkyloFin; open any of them, or put them side by side.
| Feature | RBL Bank World Safari Credit Card |  Federal Scapia Credit card |  IDFC FIRST Millennia Credit Card |
|---|---|---|---|
| Joining fee | ₹3,000 + GST | Lifetime free | Lifetime free |
| Annual fee | ₹3,000 + GST | Lifetime free | Lifetime free |
| Rewards | 0.5% base, up to 1.25% on travel | 2% on most spends; 4% only at partner merchants | 0.38% base, up to 1.25% on dining |
| Domestic lounge | 8 visits a year | Unlimited | Not included |
| Forex markup | 0% | 0% | 0% |
| Type | Travel | Travel | Dining |
11Explore More
Card facts last verified 11 October 2026.
Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
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Common Questions
Does the World Safari card charge forex markup?
No. The forex markup is zero.
How many lounge visits do I get?
8 domestic lounge visits a year if you spent ₹35,000 in the previous quarter, and 2 international visits a year through Priority Pass.
Can the ₹3,000 fee be waived?
No spend-based waiver is stated. The fee plus GST is charged each year.
What is the joining fee for the RBL Bank World Safari Credit Card?
The joining fee is ₹3,000 + GST. Check the bank's page before you apply, because fees change and promotional waivers come and go.
What is the annual fee for the RBL Bank World Safari Credit Card?
The annual fee is ₹3,000 + GST.
Does the RBL Bank World Safari Credit Card give airport lounge access?
Yes. Domestic lounge access is 8 visits a year, international is 2 visits a year, through Priority Pass with Priority Pass. Check the bank's page for the current rules, because lounge programmes change.
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with RBL Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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